Fund Advisers Retirement Planning

Spencer Lodge

Spencer Lodge Fund Advisers Retirement Planning. Many clients come to Fund Advisers because they want to retire early, or because they want to be certain that when they do choose to retire, they have sufficient funds to continue their current lifestyle without working. We help clients assess their current situation, and offer a projection of future income based upon what they already have in place. We then work out a strategy to help you reach your retirement goals in a time frame that fits your plans.

Take a look at this example from our case study:

Steph was a 34 year old professional, newly based in Abu Dhabi. Her ambition was to retire at 55, and travel the world whilst she still had the health and energy to enjoy it.

We talked about her standard of living, and looked at property purchases and probable future income increases. From this we agreed that she would like an annual income of $80,000 in retirement, to maintain her current standard of living. Steph's existing State and Company Pensions would pay her $30,000 p.a., so we devised a strategy to cover the rest.

At a projected growth rate of 9%p.a. Steph would need to invest $1900 every month to achieve her goals. At that time, this was more than she could afford, so we created a strategy where Steph started at $1,000 per month, with a view to increasing the contribution in the future, as her salary increases. We worked out a plan where an increase in contribution levels by 5% p.a. will enable her to meet her target and retire early.