Friday, 17 January 2014

Spencer Lodge on Retirement Planning

The word retirement is accepted favorably by some and fear of others . This means one thing for you and probably something completely different from its neighbor. Some people expect to find new hobbies or interests , while others expect relaxation. Whatever retirement means to you , one thing is always true - a pension plan is required if you want a secure retirement. Need advice on planning for retirement.
Spencer Lodge Retirement Planning
Spencer Lodge

Take time to think about who you want to spend your retirement and start to move towards the action plan that will take you comfortably in their later years . Once you have defined your retirement goals , you need to consider the direction to take their financial resources so that you can ensure you have a comfortable retirement. There are places that you can check who have financial planning advice and retirement planning firm .
Charles Schwab
Charles Schwab can help you plan your retirement by giving advice and tools to do it precious . You can ask your "Guide to Retirement Planning " free or contact a Schwab retirement specialist for advice on retirement planning . They will ensure that you do everything possible to boost your retirement income.
MetLife
MetLife website has lots of information in their " Life Series Tips " and other areas of the site . The notice of retirement planning is practical and solid. There is a " retirement Toolbox " that can help you plan your retirement. " MetLife Retirement" offers excellent advice for people who are already retired or those who are close to retirement, you simply choose class and MetLife has the answers and advice you want.
Ameriprise Financial
Ameriprise has a " Retirement Planning " section on their website . You can learn more about the stages of retirement , and there are many answers to common questions about the retirement of social life to the quantity you need saving for retirement security . You can find lots of advice on planning for retirement on this site.
Consult an Retirement Advisor.
If hands in planning is more your thing , then the retirement plan advisors (APR) is the company for you. The personalized service offered in a wide range of financial planning services , including advice on retirement planning . They can help you plan your retirement on track , no matter where you are on the road to retirement.


Fund-Advisers.com is one of your best choices if you are in EU & Middle Eastern area. Spencer Lodge, Fund Advisers provides the best retirement planning for expats in Dubai.

Sunday, 5 January 2014

Fund Advisers Retirement Planning

Spencer Lodge Retirement Planning
Spencer Lodge
Spencer Lodge Fund Advisers Retirement Planning. Many clients come to Fund Advisers because they want to retire early, or because they want to be certain that when they do choose to retire, they have sufficient funds to continue their current lifestyle without working. We help clients assess their current situation, and offer a projection of future income based upon what they already have in place. We then work out a strategy to help you reach your retirement goals in a time frame that fits your plans.

Take a look at this example from our case study:

Steph was a 34 year old professional, newly based in Abu Dhabi. Her ambition was to retire at 55, and travel the world whilst she still had the health and energy to enjoy it.

We talked about her standard of living, and looked at property purchases and probable future income increases. From this we agreed that she would like an annual income of $80,000 in retirement, to maintain her current standard of living. Steph's existing State and Company Pensions would pay her $30,000 p.a., so we devised a strategy to cover the rest.

At a projected growth rate of 9%p.a. Steph would need to invest $1900 every month to achieve her goals. At that time, this was more than she could afford, so we created a strategy where Steph started at $1,000 per month, with a view to increasing the contribution in the future, as her salary increases. We worked out a plan where an increase in contribution levels by 5% p.a. will enable her to meet her target and retire early.